/* Colours and wordmark typography match assurancesroffe.com. */
:root{--ink:#171313;--muted:#6d6464;--paper:#fbfaf8;--line:#e8e2de;--wine:#950c0c;--wine-dark:#630707;--wash:#f8f3ef;--control-line:#cfc4be}
*{box-sizing:border-box}html{font-size:16px;scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;-webkit-font-smoothing:antialiased;line-height:1.55}button,input,select,textarea{font:inherit}button{cursor:pointer}button:disabled{cursor:default;opacity:.45}a{color:inherit}button:focus-visible,a:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid var(--wine);outline-offset:3px}h1,h2,h3,p{margin-top:0}.topbar{background:var(--paper);border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:14px max(24px,calc((100vw - 1240px)/2));gap:24px}.brand{display:flex;align-items:center;gap:18px;min-width:0}.brand-mark{display:block;width:88px;height:88px;flex:0 0 88px;border-radius:50%;object-fit:contain}.language{border:1px solid var(--control-line);background:transparent;border-radius:3px;color:var(--ink);padding:10px 16px;font-size:.875rem;min-height:44px}.preview-banner{padding:10px 24px;text-align:center;background:var(--wash);color:var(--muted);font-size:.8125rem;border-bottom:1px solid var(--line)}.workspace{display:grid;grid-template-columns:245px minmax(0,1fr);gap:54px;max-width:1192px;margin:0 auto;padding:42px 24px 70px}.sidebar{min-width:0}.sidebar-label,.eyebrow{font-size:.75rem;letter-spacing:1.7px;font-weight:700;color:var(--wine);margin-bottom:20px}.nav-item{display:flex;align-items:center;gap:12px;background:transparent;border:0;color:var(--muted);text-align:left;width:100%;padding:11px 10px;border-radius:9px;font-size:.9375rem;min-height:44px;margin-bottom:5px}.nav-item.active{background:var(--wash);color:var(--wine);font-weight:650}.nav-number{display:grid;place-items:center;flex:0 0 27px;height:27px;border:1px solid var(--control-line);border-radius:50%;font-size:.75rem}.nav-item.active .nav-number{background:var(--wine);color:white;border-color:var(--wine)}.nav-item.done .nav-number{background:var(--wash);color:var(--wine);border-color:var(--line)}.sidebar-note{border-top:1px solid var(--line);margin-top:34px;padding:24px 10px 0;color:var(--muted);font-size:.875rem}.note-title{font-weight:650;color:var(--ink)}.sidebar-note p{margin:7px 0}.progress-meta{display:flex;justify-content:space-between;gap:14px;color:var(--muted);font-size:.8125rem;margin-bottom:9px}.progress{height:4px;border-radius:4px;background:var(--line);overflow:hidden;margin-bottom:32px}.progress>div{height:100%;background:var(--wine);width:0;transition:width .2s}.eyebrow{margin-bottom:9px}h1{font-family:Georgia,"Times New Roman",serif;font-size:2.25rem;font-weight:400;letter-spacing:-.045em;line-height:1.2;margin-bottom:12px}.lead{color:var(--muted);font-size:1rem;max-width:650px;margin-bottom:28px}.field{margin:0 0 23px}.field label,.field legend{display:block;font-size:.9375rem;font-weight:600;margin-bottom:8px;color:var(--ink)}.field fieldset{border:0;padding:0;margin:0;min-width:0}.field .hint{font-weight:400;color:var(--muted);font-size:.8125rem;margin:6px 0 0;line-height:1.5}.input{width:100%;min-height:49px;border:1px solid var(--control-line);border-radius:9px;padding:12px 14px;color:var(--ink);background:#fff;line-height:1.45}.input::placeholder{color:var(--muted)}.input:disabled{background:var(--paper);color:var(--muted)}.input[aria-invalid=true]{border-color:#b53036}.input-row{display:flex;align-items:center;gap:12px}.input-row .unit{white-space:nowrap;color:var(--muted);font-size:.875rem}textarea.input{resize:vertical;min-height:100px}.choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.choices.hero-choices{grid-template-columns:repeat(3,minmax(0,1fr))}.option{position:relative;display:flex!important;align-items:center;gap:10px;padding:14px 15px;border:1px solid var(--control-line);border-radius:10px;background:#fff;color:var(--ink)!important;font-size:.9375rem!important;font-weight:450!important;min-height:54px;margin:0!important;cursor:pointer}.option:has(input:checked){border-color:var(--wine);background:var(--wash);box-shadow:inset 0 0 0 1px var(--wine)}.option input{width:17px;height:17px;accent-color:var(--wine);flex:0 0 17px;margin:0}.hero-choices .option{flex-direction:column;justify-content:center;text-align:center;gap:12px;min-height:112px;font-weight:600!important}.hero-choices .option input{width:20px;height:20px}.unknown{display:flex!important;align-items:center;gap:8px;font-size:.8125rem!important;font-weight:400!important;color:var(--muted)!important;margin:8px 0 0!important;cursor:pointer}.unknown input{width:16px;height:16px;accent-color:var(--wine)}.optional{font-size:.8125rem;font-weight:400;color:var(--muted);margin-left:6px}.form-note{padding:16px 18px;background:var(--wash);border-radius:10px;color:var(--muted);font-size:.875rem;margin-bottom:23px;border-left:3px solid var(--wine)}.subheading{padding-top:15px;margin:5px 0 20px;font-size:1.15rem;font-weight:600;border-top:1px solid var(--line)}.actions{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:22px;border-top:1px solid var(--line);margin-top:33px}.forward-actions{display:flex;align-items:center;gap:18px}.button{display:inline-flex;align-items:center;justify-content:center;gap:16px;border-radius:3px;padding:12px 22px;min-height:49px;letter-spacing:.035em;font-weight:700;font-size:.9375rem;text-decoration:none;border:1px solid transparent}.primary{background:var(--wine);border-color:var(--wine);color:#fff}.primary:hover{background:var(--wine-dark);border-color:var(--wine-dark)}.secondary:hover,.language:hover{background:var(--wash);border-color:var(--wine)}.secondary{background:#fff;border-color:var(--control-line);color:var(--ink)}.text-button{border:0;background:transparent;color:var(--wine);font-size:.8125rem;padding:10px 0;text-decoration:underline;text-underline-offset:3px;min-height:44px}.form-footer{font-size:.75rem;color:var(--muted);margin-top:20px;max-width:700px}.error{font-size:.8125rem;color:#a72b33;margin-top:6px}#form-errors{padding:14px 17px;background:#fff0f0;border:1px solid #e8b9bc;color:#932730;border-radius:8px;margin-bottom:22px;font-size:.9375rem}.review-toolbar{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin-bottom:22px}.review-notice{padding:18px;background:var(--wash);border-radius:10px;margin-bottom:24px}.review-notice strong{display:block;margin-bottom:4px}.review-notice p{margin:0;font-size:.875rem;color:var(--muted)}.review-card{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:18px;overflow:hidden}.review-heading{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:17px 20px;border-bottom:1px solid var(--line)}.review-heading h2{font-size:1.0625rem;margin:0;font-weight:600}.review-heading button{font-size:.8125rem}.review-card dl{padding:0 20px;margin:0}.review-row{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:18px;border-bottom:1px solid var(--paper);padding:12px 0;font-size:.875rem}.review-row:last-child{border:0}.review-row dt{color:var(--muted)}.review-row dd{margin:0;overflow-wrap:anywhere;white-space:pre-wrap;color:var(--ink)}.review-row dd.missing{color:#9a5a13}.missing-tag{font-size:.8125rem;color:#8a5719}.summary-title{margin:25px 0 12px;font-size:1.1rem}.empty-summary{color:var(--muted);margin:20px 0}.skip{position:absolute;left:15px;top:-80px;background:var(--ink);color:white;padding:10px;z-index:3}.skip:focus{top:10px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}dialog{border:1px solid var(--control-line);border-radius:14px;max-width:470px;width:calc(100% - 32px);padding:26px;background:#fff;color:var(--ink)}dialog::backdrop{background:#17131388}dialog h2{font-size:1.3rem}dialog p{color:var(--muted)}.dialog-actions{display:flex;justify-content:flex-end;gap:12px;flex-wrap:wrap}.review-date{font-size:.8125rem;color:var(--muted);margin-bottom:18px}[hidden]{display:none!important}@media(min-width:950px){.sidebar{position:sticky;top:28px;align-self:start}}@media(max-width:900px){.workspace{grid-template-columns:190px minmax(0,1fr);gap:30px}.choices.hero-choices{grid-template-columns:1fr}.hero-choices .option{min-height:66px;flex-direction:row;justify-content:flex-start}h1{font-size:1.8rem}}@media(max-width:680px){.topbar{padding:16px;gap:12px}.brand-mark{width:58px;height:58px;flex-basis:58px}.brand{gap:10px}.language{padding:8px 10px;font-size:.8125rem}.preview-banner{font-size:.75rem;padding:9px 16px;text-align:left}.workspace{display:block;padding:24px 18px 45px}.sidebar{display:none}.progress{margin-bottom:25px}h1{font-size:1.7rem}.lead{font-size:.9375rem}.choices{grid-template-columns:1fr}.input{font-size:1rem}.forward-actions{gap:8px;flex-wrap:wrap;justify-content:flex-end}.actions{align-items:flex-start}.text-button{font-size:.75rem}.button{padding:11px 16px}.review-row{grid-template-columns:1fr;gap:5px}.review-heading,.review-card dl{padding-left:16px;padding-right:16px}.review-toolbar .button{flex:1 1 auto}.review-heading{gap:10px}.form-footer{line-height:1.6}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.progress>div{transition:none}}@media print{body{background:white;color:#111;font-size:10pt}.topbar{padding:0 0 14px;border:0}.brand-mark{print-color-adjust:exact;-webkit-print-color-adjust:exact}.language,.preview-banner,.sidebar,.progress-meta,.progress,#heading,#form-errors,#question-form,.actions,.form-footer,.review-toolbar,.review-heading button,.skip{display:none!important}.workspace{display:block;padding:0;margin:0;max-width:none}.review-card{border:0;border-radius:0;overflow:visible;margin:0 0 18px}.review-heading{padding:9px 0;border-bottom:1px solid #aaa;break-after:avoid}.review-card dl{padding:0}.review-row{break-inside:avoid;padding:5px 0;grid-template-columns:1fr 1fr}.review-notice{background:white;border:1px solid #bbb;padding:12px;break-inside:avoid}.review-date{margin-top:10px}h2{font-size:12pt}@page{size:letter;margin:16mm}}
.topbar .language{flex-shrink:0}
.privacy-notice{background:#fff;border:1px solid var(--line);border-top:3px solid var(--wine);border-radius:10px;padding:22px;margin-bottom:26px}.privacy-notice h2{font-size:1.15rem;line-height:1.4;margin-bottom:16px}.privacy-notice p,.consent-terms{font-size:1rem;line-height:1.65;color:var(--ink);margin-bottom:16px}.privacy-notice p:last-child{margin-bottom:0}.consent-terms{background:var(--wash);border-left:3px solid var(--wine);padding:14px 16px;border-radius:6px}.consent-stamp{font-size:.875rem;line-height:1.5;color:var(--muted);margin:9px 0 0;overflow-wrap:anywhere}.review-terms{font-size:.875rem;line-height:1.6;color:var(--muted);margin:10px 0 0}.review-card>.review-terms{margin:16px 20px}.review-card>.privacy-notice{margin:16px 20px}.review-row:has(.review-terms){grid-template-columns:1fr}.review-row:has(.review-terms) dd>p{margin-top:8px}@media(max-width:680px){.privacy-notice{padding:17px}.consent-terms{padding:12px}.review-card>.privacy-notice{margin:12px 16px}}@media print{.privacy-notice{border:1px solid #aaa;padding:12px;break-inside:auto}.privacy-notice p,.consent-terms,.review-terms,.consent-stamp{font-size:9pt;color:#222}.review-row:has(.review-terms){grid-template-columns:1fr;gap:3px}.review-card>.privacy-notice,.review-card>.review-terms{margin:10px 0}}

.policy-links{display:flex;flex-wrap:wrap;gap:8px 22px}.policy-link{display:inline-flex;align-items:center;min-height:44px;font-size:.875rem;line-height:1.5;color:var(--wine);text-underline-offset:3px;overflow-wrap:anywhere}.privacy-notice .policy-help{font-size:.875rem;margin:5px 0 0;color:var(--muted)}.form-footer>p{margin-bottom:6px}@media print{.privacy-notice .policy-help{display:none}.privacy-notice .policy-links{display:block}.privacy-notice .policy-link{display:block;min-height:0;font-size:9pt;margin:5px 0}.privacy-notice .policy-link::after{content:" (" attr(href) ")";overflow-wrap:anywhere}}
.submission-box{padding:22px;background:var(--wash);border:1px solid var(--line);border-radius:12px;margin:0 0 24px}.submission-box h2{font-size:1.25rem}.submission-box p{font-size:1rem;line-height:1.6}.submission-box p:last-child{margin-bottom:0}.spam-trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.broker-main{max-width:1120px;margin:0 auto;padding:38px 24px}.broker-heading{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:24px}.request-list{display:grid;gap:15px}.request-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;display:flex;justify-content:space-between;align-items:center;gap:24px}.request-card h2{font-size:1.15rem;margin-bottom:8px}.request-card p{margin-bottom:5px}#broker-error{padding:15px;border:1px solid #e8b9bc;background:#fff0f0;border-radius:8px}#broker-detail .review-card>.review-terms{padding:10px 20px}#broker-detail .review-card>.review-terms p{margin-bottom:10px}@media(max-width:680px){.broker-main{padding:25px 18px}.broker-heading,.request-card{align-items:flex-start;flex-direction:column;gap:12px}}@media print{.broker-heading,#broker-list,#broker-config,#broker-error,.topbar>a{display:none!important}.broker-main{padding:0}.submission-box{border:1px solid #aaa;background:white;break-inside:avoid}.submission-box button{display:none}}
@media print{#retention-panel{display:none!important}}

.brand-wordmark{display:grid;min-width:0;text-transform:uppercase;letter-spacing:.07em;line-height:.95}.brand-wordmark strong{font-size:13px;font-weight:500}.brand-wordmark b{color:var(--wine);letter-spacing:.035em;font-size:23px;font-weight:500}.brand-wordmark small{margin-top:5px;font-size:11px}.brand-role{color:#5d5350;letter-spacing:.09em;white-space:nowrap;margin-top:8px;font-size:9px;font-style:normal;font-weight:700}
@media(max-width:680px){.brand-wordmark strong{font-size:10px}.brand-wordmark b{font-size:18px}.brand-wordmark small{font-size:9px}.brand-role{font-size:8px;line-height:1.25;white-space:normal;max-width:178px}}
@media(max-width:360px){.brand-mark{width:46px;height:46px;flex-basis:46px}.brand-wordmark b{font-size:16px}.brand-role{letter-spacing:.03em}.topbar{padding-left:12px;padding-right:12px}}